In order for us to help with your mortgage needs we will require supporting documents. Nothing out of the ordinary, just enough to help us get you the best deal we can given your circumstances. Have a listen to the 60 second clip which explains more and if you need to know more get in touch via email hello@patrickjamessolutions.co.uk. Your home may be repossessed if payments aren’t made.
hello and welcome to today’s 60-second snippet into the mortgage world. I just want to cover up the document side of things. So when you’ve decided to use our services we’re going to need to see documents and I’m talking about bank statements, pay slips, thing is that now it’s the mortgage police above that make sure that we do everything that we should be doing. Okay so that means we’ve got to verify your income. If you tell us you have an income it’s not us that’s looking at that and saying yes I’m going to lend you the money. It’s the lenders. Now the way it works with mortgage brokers is the lenders may not ask for all that information but we have a duty of care to make sure that we have it on file. So annoyingly we do ask for information we do ask for documents and yes you have to get all of them and I understand it can be a pain in the ass but the only reason we’re doing this is so that we’ve got everything. We have and everything we need in order to push that mortgage through for you as quickly as possible instead of coming back in dribs and drabs, can I have X Y or Z, so we’re going to get everything together everything we need and make sure that this process is as smooth as you would expect.