Let to Buy

Looking to move to a new house but don’t want to sell your current home? Why not become a landlord? You can rent your current property out and generate an...

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Right to Buy

Have you rented from the council for several years? You may be able to buy the property at a discount price and on top of that borrow a little extra...

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Child Care Deductions

Childcare cost can be expensive, but you can still be eligible for a mortgage even with this monthly outgoing? Have a listen to the 60 second clip and if you...

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Offshore Workers

Are you employed on a contract basis (Fixed Term Contract, Rolling Contract etc.) There are lenders out there for you if you are looking for a mortgage. Have a listen...

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Foster Care Allowance

Are you or your partner a Foster Carer and looking for a mortgage? This doesn’t mean you can’t get a good deal. There are lenders out there who will accept...

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Building & Contents

Did you know that you can speak to someone who can tailor a quote around you? We can quote you a policy that will cover that expensive wedding ring or...

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PJS, Fee Free Military Mortgage Advice and Patrick James Solutions are trading styles of Infinite Financial Services Ltd, an appointed representative of Quilter Mortgage Planning Limited which is authorised and regulated by the Financial Conduct Authority. The guidance and/or information contained in this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK. Infinite Financial Services Ltd is registered in England & Wales registration no: 07236201. Registered office address: 157 Spendmore Lane, Coppull, Chorley, England, PR7 5BY

Your home may be repossessed if you do not keep up repayments on your mortgage. Some buy to let mortgages are not regulated by the Financial Conduct Authority


Patrick James Solutions
Unit 1, Tilery Building
Crosscroft Industrial Estate
CA16 6HX


Patrick James Solutions
157 Spendmore Lane