Blogs - Patrick James Solutions

What’s one of the first things you should do when you buy your new home?

So, this might seem obvious, but just a very quick reminder, when you complete and move into your new home you will need to change your address for many of...

I Don’t Need Income Protection

Ok, let's just dive straight into a topic that often gets people scratching their heads – income protection insurance. so important we did a podcast about it ... twice...

“You don’t need Income Protection”

This week Paddy and Baz are back with special guest Jo talking all things income protection...it's sure to be rivetting... https://open.spotify.com/episode/4GnCGhtUHLLqvRcVdCQAhy?si=h6o3dCyARdi9Lt12HQguFg

“PJS have stopped Mythbusting”

Have PJS stopped mythbusting or are Paddy and Baz just lazy... We all know the answer... but to clear it up, give this a listen. ...also they are lazy! ...

“Your rate is secured when you obtain an Agreement in Principle”

This one is a biggie and always causes a lot of confusion, let's see if Paddy and Baz can clear this one up. https://open.spotify.com/episode/2yW785oc3eAjD1ro3gdF0k?si=X3h8dC5uTZa9mMqRi9JjpA

“You don’t need Income Protection”

This week they are discussing how important income protection is https://open.spotify.com/episode/0XgpgnaiYM736E4W2DBgtL?si=G7F0XrRiSI-xty7Gk__PYQ

“Return of the 100% Mortgage”

Big news this week the 100% mortgage is back and this week Paddy and Baz have a special guest with big news of her own to help guide us through...

“Mortgages are complicated”

Are they really that complex and full of small print? Is it more simple than we all think? Listen now to find out what these two think! https://open.spotify.com/episode/2xBobNtcUgG3TiSANiX61U?si=qrrDOs4URQycFQ3nQoGl1g

“You need 3 months payslips to get a mortgage”

Here we go again, this is one of the most commonly asked questions when it comes to researching mortgages so let's see what the truth really is! https://open.spotify.com/episode/7g8DfE6WmpWyGLHHs1RJ5T?si=XDUseZhdTHKZ53JlAl4AWg